Hello,
I'm writing this letter out of sheer desperation, I hope that perhaps
you'll take the time to read it.
I am a 25-year-old Medical Resident working in Pennsylvania. I
completed medical school a couple years ago on partial scholar****p. My
family took out student loans to cover the rest of my fees and other
expenses. In my final semester of medical school, my father left my
family, taking with him the money I would require to finish my degree.
My mother subsequently took out an extra mortgage, to help cover me,
with the proviso that I meet the payments as and when they became due.
Up until recently I have been able to cover my living expenses in
addition to paying $900 dollars a month towards these two loans.
Unfortunately, during the Christmas season I used a lot of credit to
help my family have an enjoyable time. It was hard for me to see my
mother struggle to make ends meet, and so I went grocery shopping for
her and helped with the cost of repair of the Back Bay windows and the
bathroom boiler. As I'm the oldest child (and successful one?), my
sisters and brother all looked forward to having the best time ever
which of course…cost money. But I overextended myself because I
believed that I would get at least $2000 back from my taxes, and I
wasn't too concerned about my ballooning balances.
Tax season came and went and my refund was a fraction of what I
believed it might be. My biggest creditor began asking for the full
amount and began to threaten me in spite of me trying to make a pay
schedule with them, and so I sent their account to a debt management
company. I did not know that this would adversely affect my credit; I
didn't think it would be as bad as it is.
I've tried private loan companies and individuals…but the application
process costs more money. I'm literally living hand to foot and to beg
for help I need to spend more money I don't have for something that is
not even guaranteed. It's impossible.
Basically the long and the short of it all is that I'm here before you
with my proverbial hand out. I know you don't know me, I know that all
of my problems are my fault. But I need help. Please.
If you are able to donate anything from 1 cent to 1 million dollars
(just kidding, but I can dream can't I?) to my cause, it would be much
appreciated.
Please donate to my pay pal account
skullbabe@[EMAIL PROTECTED]
you for your time.
Yours sincerely "A friend in need"
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