Research: Why does the United States have the highest consumer bankruptcy rate?

Hi,

I'm working on my dissertation and I'm doing some research on
bankruptcy, child development and technology. Would you be kind enough
to do a short online 20 questions survey? It'll take less than 10 mins.
Results of survey will be shown when you've completed all questions.

If you are above 21 years old or married, please click here to begin
the survey:

http://is-nri.com/take?i=102310&h=uTFxHy8V46l-5oCKHwpF_g

Thanks so much!